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Loan Application


  • Investment property loans only. No owner-occupied properties.

  • Loans made in in the Northeast (NY, NJ, CT, PA, etc.) & Florida (Orlando)

  • Single-Family fix and flip loans from $100,000 to $1,000,000

  • Multi-Family loans up to $10 million

  • 6 to 12-month term of loan

  • Funding up to 80% of Purchase Cost

  • Funding up to 80% of Construction/Rehab Cost

  • Maximum 65% Loan to Value based off of the After Repair Value (3d party appraisal)

  • Borrower must be a corporate entity - LLC or Corporation

  • Personal guarantees required

  • Rates from 10% to 14% – Interest only 

  • Origination Fee 2 to 4 Points 

  • 650 FICO minimum, credit report will be required


  1. LLC organizing documents

  2. Identification and personal documentation

  3. Track record

  4. Asset statements

  5. Credit report ordered by Vega

  6. Background check ordered by Vega

  7. Purchase contract

  8. Scope of work / detailed construction budget

  9. Third Party Appraisal (CMA, BPO) ordered by Vega

“We have worked with Vega Funding on over 7 projects and they are fast, reliable and very reasonable in their loan terms.”  

- Perry B., RE Broker & Investor, NY

“Vega provided me with capital for my project that helped make me a stellar return on investment.  I look forward to working with them again”

- John R., RE Investor, NY

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